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FIRST ACTION TITLE AGENCY is a fully bilingual office that is determined and dedicated to making your Real Estate experience as smooth and easy as possible. We strive in customer service and guarantee customer satisfaction.
“You are FIRST in our Real Estate World…”
When it comes to title insurance companies, we know you have a lot of choices. That is why at FIRST ACTION TITLE AGENCY we are unique. Our aspiration is not to be an overrun title company where you are nameless and known only as a number.
We are a professional, title insurance company that puts you FIRST! We give you the attention you deserve because we know that purchasing a home can be one of the most important investments you will make. We work closely with realtors and mortgage brokers to help facilitate your purchase/refinance to get it closed in a timely manner.
FIRST ACTION TITLE AGENCY is familiar with the new TRID laws and is in compliance with the lender requirements, which will allow the Buyer/Borrower to have no delays on our end. Below is a brief explanation of the TRID law and how it will affect your closing.
The Consumer Financial Protection Bureau (CFPB) was created by the Dodd Frank Act in 2010 to help enforce The Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). It mandates the combination of loan disclosures, the Good Faith Estimate, and the HUD-1 Settlement Statement. Below are the new required documents consumers will be asked to sign for most real estate transactions. These documents may not apply to ‘hard-equity’ loans.
- Loan Estimate – The TRID Mortgage Loan Transaction Loan Estimate replaces the old Good Faith Estimate. The lender must deliver it to the consumer 3 business days after application. It is much easier to read and understand with loan terms, projected payments, and a true APR.
- Closing Disclosure – The TRID Mortgage Loan Closing Disclosure combines the HUD-1 and loan disclosures. The lender or escrow agent must deliver it to the consumer 3 business before consummation (closing). It discloses all loan terms and payments along with closing cost details that are explained in detail. It also lists all parties to the deal (Realtors, lenders, escrow) including their license number and contact info.
FIRST ACTION TITLE AGENCY is known for ensuring a relaxed, secure, stress-free closing experience. Our company offers various services such as preparing Settlement Statements, transaction processing and Short Sale Processing. We also work with reputable attorneys that can represent you and help with all of your real estate needs and concerns.
At FIRST ACTION TITLE AGENCY we also handle short sale processing and negotiations. We, in conjunction with one of our preferred attorneys negotiate with investors, homeowner’s associations and lien holders on behalf of the property owner.
Our Short Sale services are at no cost to the homeowners and/or the Real Estate Agents. Choose a company that prides itself on follow-up, experienced in dealing with lenders and knows the importance of closing before the approval deadline.
Our commitment to you is to have the best quality and service which will make us a leader in the title industry. We promise our clients, to always find the time to answer any questions they may have and to make your real estate experience a pleasant one. We strive to surpass our client's expectations.
Why choose FIRST ACTION TITLE AGENCY over other title companies?
We are available to you and your clients 24/7 days a weekWe are problem solversWe utilize state of the art technology24-48 Hour turn around on Title CommitmentsWe close statewide in Florida with weekend and evening closingsNo surprise or unexpected fees at closingAttorney assistance available upon request
